Free Consultation! — English or Spanish.

Whether you’re about to turn 65 or simply want to review your Medicare options, we’re here to help every step of the way.

By phone, online, or in person — we’ll meet you where it’s easiest for you.

No pressure. No confusion. Just real answers from people who care.

  • (928) 941 0250 (TTY: 711)
  • (602) 695 8974 (TTY: 711)

Serving all counties across Arizona with personalized, local support.

Our Commitment to You

We help Arizona residents understand and make the most of their Medicare options.

Our Promise

We’re dedicated to providing transparent, personalized support — always putting people before policies.

Your well-being is our priority — our services are always free to you.

We proudly offer services in English and Spanish.

  • (928) 941 0250 (TTY: 711)
  • (602) 695 8974 (TTY: 711)

We serve every county in Arizona.

We offer local, personalized service tailored to your needs. No call centers, no pressure — just real answers.

Quick Guide: Questions and Answers.

  • What is Medicare?

    Medicare is a federal program that provides health insurance coverage to individuals aged 65 or older, and to certain younger people with disabilities.

  • Are there any fees for your services?

    No. All of our consultations and assistance are provided at no cost to you.

  • Do I need additional coverage besides Medicare?

    It depends on your health and financial situation. We can help you decide whether a Medicare Advantage or Medigap plan is the best fit for you.

  • Which Medicare plans can you help me with?

    AtJ&M Insurance, we specialize in:

    • Original Medicare (Parts A & B)
    • Medicare Advantage (Part C)
    • Prescription Drug Plans (Part D)
    • Medicare Supplement (Medigap) Plans

  • When can I enroll in Medicare?

    You’re eligible to enroll during your Initial Enrollment Period (IEP), which begins 3 months before the month you turn 65, includes your birthday month, and ends 3 months after.

    There are also Annual Enrollment Periods (AEP) and Special Enrollment Periods (SEP) depending on your situation.

  • What happens if I miss my enrollment period?

    If you don’t enroll during yourInitial Enrollment Period, you may have to wait until theGeneral Enrollment Period(January 1 through March 31 each year) and you could face a late enrollment penalty.
    Certain special situations — such as moving or losing other health coverage — may qualify you for a Special Enrollment Period (SEP).

Curious about your Medicare options? Let’s chat today!